Monthly dashboard
See income, expenses, savings rate, recurring costs and what remains in a single monthly view.
Available nowNow in open beta
See your financial life clearly.
Pennora brings income, everyday spending, budgets, savings and investments into one calm view—so you can understand today and plan what comes next.
Your data stays privateExport whenever you likeBuilt for real financial life
Monthly overviewSeptember 2026
Left after spending and saving£1,284.20£214 more than last month
IncomeSalary and other income
£4,280.00ExpensesBills and everyday spending
£2,145.80Saved and investedYour future money
£850.00ISA allowance62% used
The useful details, in one place.
Pennora separates spending from saving, recurring commitments from one-offs, and raw figures from the context that makes them useful.
Budgets and reports
Compare plans with actual spending, then explore where your money went by category and payment method.
Available nowSavings and ISA tracking
Keep contributions separate from expenses and follow ISA allowance use across the UK tax year.
Available nowStatement import
Upload a CSV, PDF or statement photo, review the extracted transactions and choose exactly what gets added.
Available nowAsk Nora
Ask Nora, Pennora’s AI assistant, about your money in plain English: what changed this month, how your budgets are going, or what a realistic budget could be.
New in betaYour money is personal. Your information should be too.
Pennora uses account-level data isolation and managed authentication. You stay in control with data export and deletion tools built into the product.
How Pennora protects your dataPrivate by designEach account is isolated at the database level.
PortableDownload JSON backups and spreadsheet-ready CSV.
Under your controlClear financial records and keep an export of your data.
No invented promisesWe explain what exists today and what remains on the roadmap.
Money is not the goal. Financial confidence is.
Pennora began with a simple frustration: banking, budgeting, saving and investing live in separate places, leaving people to assemble the truth themselves.
We are building one honest view of financial life—clear enough to understand, useful enough to act on, and calm enough to return to. Read our story.
Questions, answered plainly.
No fine-print fog. These are the things people usually want to know before trusting a financial tool.
What does “beta” mean?
Pennora works and your data is saved securely to your account, but we are still improving it. Expect occasional rough edges and changes as we learn from early users. Tell us what you think at [email protected].
Who is Nora?
Nora is Pennora’s AI assistant. She answers questions about the Money Profile you are using and can suggest budgets. She can only read, never change, your records. To answer, Pennora sends her your first name and a summary of your figures, such as monthly totals and spending by category, not your individual transactions. Nora explains your numbers; she does not give financial advice.
Does Pennora connect to my bank?
Not yet. Today, you add records yourself or import a statement. Read-only bank connections are being tested, and we will name supported banks clearly when they become available.
Can I track an ISA?
Yes. UK users can record ISA contributions and see progress against the annual allowance across the correct tax year.
Can I export or delete my information?
Yes. Pennora supports JSON backup, CSV export, clearing your financial records and deleting your account entirely from your account settings.
Is Pennora financial advice?
No. Pennora helps you organise and understand information. It does not provide regulated financial, investment or tax advice.
A clearer picture starts with the first entry.
Create an account and begin with the money you already know.
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